lunenburgbudgetproject.org — written by the Lunenburg Budget Project, an independent tool for residents. Not affiliated with the Town of Lunenburg, the School Committee or the school district. The data this page is computed from: /data/topics/health-insurance-options.json
Chapter 32B leaves the town 7 routes and bars 4; the PEC agreement holds 3 of them until 30 June 2029.
What the statute leaves the town
Open now4 routes · 36%
Held by the PEC agreement3 routes · 27%
Barred by the statute4 routes · 36%
Our reading of each section of Chapter 32B. A held route opens when the agreement ends, 30 June 2029.
1 · The facts
7
routes open under Chapter 32B
law
4
barred at any threshold
law
3
held by the PEC agreement to 30 June 2029
contract
50%
least the town may pay of a premium
law
75%
what the town pays now, active plans
contract
—
what any route would save the town
not published
2 · What it shows
1
Plan design and both routes into the state’s GIC are held by the PEC agreement.
2
The town may never pay less than 50% of a premium; it pays 75%.
3
The statute says what is permitted, not what it would save; no document here prices a route.
Every route, and the section that governs it
For Lunenburgnot from the books
Sectionnot from the books
Who decidesnot from the books
Change copays, deductibles and tiers up to the state plan's level
yes
M.G.L. c.32B §§21–22
Select Board
Move everyone into the state's Group Insurance Commission by agreement
yes
M.G.L. c.32B §19(e)
Select Board with the Public Employee Committee
Move everyone into the GIC without agreement
yes
M.G.L. c.32B §23
Select Board
Require Medicare-eligible retirees onto a Medicare plan
already done in part
M.G.L. c.32B §18A
Acceptance
Pay employees to decline coverage
already running
M.G.L. c.32B §4
Bargained or employer discretion
Pay claims from a town trust instead of buying premiums
yes, but
M.G.L. c.32B §3A
Town
Pay more than half the premium
already accepted
M.G.L. c.32B §7A
Town Meeting or ballot
Pay less than half the premium
no
M.G.L. c.32B §7
Nobody
Change the 75/25 split through the plan-design process
no
M.G.L. c.32B §21(f)
Nobody
Stop offering health insurance
no
M.G.L. c.32B §10
Nobody
Drop retirees or require years of service for coverage
no
M.G.L. c.32B §9
Nobody
From our reading of each section, linked on /docs/data/health-insurance-law.csv to malegislature.gov. A route the PEC agreement holds is open after it ends.